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That's why it's on my dads card. Actually I don't have a card so I have to pay him back

Tell him to sponsor you on a card (co-sign, or otherwise) with a low limit. Start building more credit now...pay it off monthly...don't over-indulge.

JYD #121
The chief cause of unhappiness and failure is trading what you want most in life for what you want at the moment.