I agree with you both. Staying put until you have no choice but to leave is the correct solution for virtually every scenario I've devised. However, as you both stated, being ready to bail out is also prudent planning. Notice I referred to it as "bailing out". This is because choosing to leave the security of your home is a last ditch effort to SAVE YOUR LIFE (just like bailing out of a crippled aircraft). The horse has been sufficiently beat.

JYD #123 The great one formerly known as Architect.

I am now a fictional British television police officer (currently a Detective Sgt) at Thames Valley Station. My governor is Detective Inspector Fred Thursday and it’s 1969.