you yankees must truly be accustomed to FRIGID weather.
its been extra cold this winter and i still dont even wear a jacket to go out,just my patagonia pull over fleece or a hoodie.
of coarse if i was spending time outdoors in -0 weather i'd need a coat but just to walk from my my car into work or to pump gas i just deal with.it only hurts for a minute.
i also ha ve a trunk full of winter gear from wool socks,gloves,hats,extra layering,cold weather sleeping bags,heat pack and winter jackets for both me and my son in case we ever got caught out there