That part is EASY. After 38 years I am the MASTER. <img src="/ubbthreads/images/graemlins/thumbup.gif" alt="" /> Just take about 20 % of all your income and put it in an account. Something like........." Joe's Special Account" <img src="/ubbthreads/images/graemlins/thumbup.gif" alt="" /> . She will NEVER know. Heck- look at everything ole Tiger got away with- and we are just taking a few bucks for some toys. Well........I guss he had toys too <img src="/ubbthreads/images/graemlins/ooo.gif" alt="" />- ours are at least a BUNCH less expensive <img src="/ubbthreads/images/graemlins/thumbup.gif" alt="" />. Plus- he got attcaked with his golf clubs- our wives would have guns and knives <img src="/ubbthreads/images/graemlins/crazy.gif" alt="" />