Why you ask? Because this will be the year I actually become debt free :-) I Did my taxes and I am paying off all my debt and getting myself on a road of financial freedom which will only last till Dec 21st. If I remained in debt the world wouldnt end and id still be stuck in the same poopy place that I am now and I REALLY wanna move forward and not spend foolishly like in the past (except for a few choice blades along the way)