Dan, I am not licensed in Montana. Therefore, I cannot talk specifics with you. I cannot solicit business in Montana and must be very careful not to cross any lines. I think I can talk over the basics with you, without going to jail. I am going to consult with the Office of Supervisory Jurisdiction to make make sure I understand where the line has been drawn. If it turns out I cannot be of sufficient help to you, I can hook you up with someone in Montana who can be of help. You have my office number Dan, feel free to call me any time.