NO YOU ARE NOT! <img src="/ubbthreads/images/graemlins/mad.gif" alt="" /> And you may be fooling yourself if you think you are. Take it from someone who played that game and lost . . . don't do that. If you can't afford to pay off your credit cards in full EVERY TIME they fall due, take them out and burn them. And never get another one. Those [censored] things can be more addictive than drugs and alcohol! <img src="/ubbthreads/images/graemlins/thumbdn.gif" alt="" /> <img src="/ubbthreads/images/graemlins/thumbdn.gif" alt="" /> <img src="/ubbthreads/images/graemlins/thumbdn.gif" alt="" />