EMT is a great way to send cash as all you need is an account at a bank that supports it(pretty much any bank but the saskatchawan credit union)and a RE Mail address. It is just like sending cash so overseas buyerscan't claim they never got the item and take the money back and it is very safe as the Email is all the other person knows and it is only used to send a message. The banks transfer money the way they always do to each other. I am going to set up an account at another bank just for this type of transfer.