Not to mention personal economic disaster. Unemployment is still around 10 percent in actual terms. If you lose your job it's nice to know you can still be ok for a while until you can get back on your feet...which in today's economy could be easily a year or longer.


JYD #126
Super JYD #13

"Those who would give up essential liberty to purchase a little temporary safety, deserve neither liberty nor safety."

- Benjamin Franklin

"A free people ought to be armed."

- George Washington