I'm happy to hear you haven't abandoned the "Land Owner" lifestyle completely (ie. apartment/condo). I AM saddened though that you can't have a garden (did I read that correct?) or IF you build a fence you can garden?

Personally I detest Home Owner Associations, as I feel they are to restrictive as to what you can do with YOUR property. Then again I'm not prone to Trashing our place. (We have a small BBQ and the trash can beside the house and I think that is kinda messy).

Anywho, best of luck to you and your Bride and perhaps when you are my age you CAN have the place you want and still be healthy enough to manage it.