vic would this (If you liked the XD enough to get it) be your first polymer frame handgun?! (fullsize handgun at least)
I say you go for it!
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I still don't know what my first handgun should be.

I'm thinking the ruger sp 101 in .327 federal mag.
With the .327 I can shoot .32 H&R magnum, .32 S&W long and .32 S&W for cheaper plinking and the .327 for more defensive purposes.
Recently some people were talking about common ammunitions drying up (.38, 9mm .45 etc) so hopefully with this I would always have some availability (in whatever round it may be) if that does happen.
It's also an affordable, accurate, reliable gun, thats relativley light and easy to shoot. (low recoil, but I may get a trigger job on it)

Also I like the sti 9mm.

It has everything I want in a 9mm at the right price.