when you have your paypal account setup they can also issue you a debit card that pulls right from you paypal.

also in almost all cases when you see something for sell with paypal you can just use a card to pay. paypal generally pushes this feature towards the bottom and keeps it in small print. reason is they want people to sign up so pushing the fact that people can just use a debit or credit card doesn't really help them.

paypal and at&t both pretty much suck whenever they want to though!