That's the way I had envisioned for my lot on the lake in Tennessee. I was going to build a house on it when I retired from the AF. But Patty and I got together, and she got sick, with NO insurance (nobody would insure her) and we (even though we weren't officially married I felt as if we were) got a $16k medical bill.... So bye bye lakeside lot. I don't regret it at all. She is worth a LOT more than land or money. And when we did finally get married, she got hooked up with Tricare and finally got a disability because of the blood clots and some other issues.