Thank you Mag. I appreciate your time and advice. I like the idea of the sleeping pad. I have "heel discomfort issues" in my BED So I will look into the inflatable rig like you said.

K, you also have some great advice that I will look into. The Hennasey looks good but...looks can be deceiving.
I don't have much of a choice about camping where it's cold. Most nights around here your lucky if the temp DOESN'T drop below 50. Lately it's been just above.